Choosing an insurer
Price matters, but so does paying claims. Compare insurers on the numbers they must publish.
Who settles claims
Share of claims settled in the quarter, by count. Top 15 insurers.
Complaints per 10,000 policies
Lower is better.
Before you buy
Four checks.
✅
Claims record
Higher settled share, lower rejected share.
📄
Read the wording
Exclusions, waiting periods, sub-limits.
If something goes wrong
Official routes, in order.
Sources: insurer public disclosures NL-37 and NL-45 (latest quarter); IRDAI; Council for Insurance Ombudsmen. Checked 2026-11-01.